🚛   FREE DOWNLOAD: The Trucker's Funding Playbook — Up to $10,000,000 Available Now   🚛
Free Download for Truckers & Owner Operators

Finally — A No-BS Guide That Shows Truckers Exactly How to Get
Funded Without Getting Burned

Grab The Trucker's Funding Playbook — free from Marcellus Richardson of Trucking With MBR — and find out which funding program you actually qualify for right now. Working Capital, Equipment Financing, Business Lines of Credit, and more.

✓ No Minimum Credit Score Option ✓ Funded in 24–48 Hours ✓ Up to $10,000,000 ✓ No Industry Restrictions ✓ Co-Signer Friendly
7 Funding Programs
24–48 HR Fast Funding Option
$10M Maximum Available
600+ FICO Accepted (Some No Min.)
Lexington Capital Holdings

What's Inside the Playbook

Everything a Trucker Needs to Know About Getting Funded

No fluff. No fine print games. Just an honest breakdown of what's available, who qualifies, and how to move forward.

⚡
The 48-Hour Option
Working Capital with zero minimum credit score — covers repairs, fuel, payroll, insurance. Funded in 24–48 hours.
💳
The Card Truckers Don't Know About
0% interest for up to 24 months. Doesn't report to your personal credit. No time in business required.
🚛
How Fleet Owners Add Trucks
Equipment financing + lines of credit — how operators scale without draining their bank account.
🏦
The SBA Loan Breakdown
Up to $5M. Government-backed. You can show losses on your taxes and still qualify.
📋
Documents Checklist
Exactly what you need to pull together before you apply — so you're ready when it counts.
🎯
Your Program Match Guide
A quick-match table that tells you exactly which program fits your situation right now.

Who This Is For

This Playbook Was Written For You If...

✓ You're an owner operator, box truck driver, or cargo van operator who needs capital to keep rolling
✓ Your truck just broke down and the repair bill is more than what's in your account right now
✓ You're a fleet owner ready to add trucks but don't know how to structure the financing
✓ You're starting a trucking company and the banks keep telling you no
✓ Your fuel card is maxed and the invoice doesn't clear for another 10 days
✓ You want to build business credit without it touching your personal credit score
✓ You've been turned down by a traditional bank and don't know what options are left
✓ You're a final mile contractor or freight broker who needs working capital to grow

Lexington Capital Holdings

Find Your Funding Match

Seven programs. One of them fits where you are right now. The playbook breaks down every one.

⚡ Working Capital FASTEST
Best For: Emergency Repairs, Fuel, Payroll, Cash Flow Gaps
Funding Speed24–48 Hours
Min. Credit ScoreNone Required
Time in Business6 Months
Revenue Minimum$100,000/yr
Maximum AmountUp to $10,000,000
💳 0% Business Credit Card STARTUP
Best For: Startups, Credit Building, Separating Personal & Business
Interest Rate0% for 6–24 Months
Time in BusinessNone Required
Revenue MinimumNone Required
Personal Credit ImpactDoes NOT Report
Min. FICO680+
🔄 Business Line of Credit REVOLVING
Best For: Growing Operations, Fleet Expansion, Flexible Access
Maximum AmountUp to $750,000
Min. FICO600+
Time in Business6 Months
Revenue Minimum$300,000/yr
Payment OptionsWeekly or Monthly
🏦 Bank Line of Credit REVOLVING
Best For: Established Operators Needing On-Demand Revolving Access
TypeTrue Forever Revolving
Min. FICO680+
Time in Business2 Years
RatePrime + 2–4%
Payment1–3% of Balance
🦅 SBA Loan UP TO $5M
Best For: Established Operators Seeking Maximum Capital at Lowest Rates
Maximum AmountUp to $5,000,000
Terms10 or 25 Years
Min. FICO650+
Revenue Min.$120,000/yr
Tax Losses OK?Yes — Can Show Losses
📈 Business Term Loan UP TO $10M
Best For: Fleet Expansion, Major Equipment, Large Capital Needs
Maximum AmountUp to $10,000,000
Terms1–3 Years
Min. FICO650+
Revenue Min.$1,000,000/yr
PaymentsMonthly

About Your Guide

Marcellus Richardson

Trucking With MBR | Prime Media Services | MBR Transportation

I'm not a bank. I'm not a loan broker. I'm a trucker and a business owner — just like you.

"I put this playbook together because I kept seeing good operators get stuck — not because their business wasn't working, but because nobody showed them what funding options were actually available for truckers like us. I vetted Lexington Capital personally before I put my name on this. These programs are real. The 48-hour funding is real. I wouldn't be putting my name on it if it wasn't."

I only bring my audience opportunities I'd take myself. This is one of them.

Trucking With MBR MBR Transportation Prime Media Services

How It Works

3 Steps. 5 Minutes. Zero Obligation.

01
Download the Free Playbook
Enter your name, email, and phone above. Your copy of The Trucker's Funding Playbook hits your inbox in under 2 minutes.
→
02
Find Your Program Match
Read through the playbook and answer 7 quick questions on the next page. I'll point you to the exact program that fits your situation.
→
03
Apply & Get Funded
Complete the short application through my referral link. Lexington's team reviews your profile and works to get you funded — as fast as 24–48 hours.

Got Questions?

"But What If..."

My Credit Score Isn't Great

Working Capital has zero minimum FICO requirement. The Personal Term Loan starts at 620. Don't count yourself out before you even check.

I Just Started My Business

The 0% Business Credit Card has no time-in-business requirement and no minimum revenue. You can start building from day one.

I've Been Turned Down Before

What traditional banks report does not influence Lexington's decision on several programs. A bank rejection is not the final word.

I Don't Want to Hurt My Credit

The 0% Business Credit Card does not report to your personal credit at all. Your personal score stays untouched.

Is This Legitimate?

Reach me directly, 912-461-5431 or [email protected]. I vetted this personally and I put my name on it — ask me anything before you apply.

I Don't Have All My Documents

Most programs only need 4 months of business bank statements. The playbook has the full checklist so you know exactly what to pull together.

Community Results

What the Trucking Community Is Saying

★★★★★

"I didn't think I'd qualify for anything with my credit score. Working Capital came through in 36 hours. My truck was back on the road by Thursday."

Box Truck Owner Operator
Georgia
★★★★★

"Marcellus pointed me here and I was skeptical. I reached out to him directly, asked every question I had. He was straight with me the whole way through."

Final Mile Contractor
Texas
★★★★★

"The 0% business credit card was exactly what I needed as a startup. No time in business required and it didn't touch my personal credit at all."

New Trucking Entrepreneur
Florida
Already Know Which Program You Want?
If you're ready to skip ahead and check your eligibility right now, click the button below. It takes about 5 minutes and there's zero obligation.

Marcellus Richardson: 912-461-5431 | [email protected]

Marcellus Richardson is a referral partner of Lexington Capital Holdings. He may receive compensation for qualified referrals submitted through his referral link. All program details including rates, terms, and qualification requirements are subject to lender approval and individual qualification. This page does not constitute a guarantee of funding approval.

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